Auto Loan Rates
Auto loan rates fluctutate depending on the time of year and the current market conidtion. A major contributor to the current interest rates is the fed's rate to the banks and lenders. Many times dealership advertise a promotion on tv "$2,000 cash back or zero percent interest rate." In reality, the $2,000 would be a good idea and just finance the car elsewhere. Depending on where you live and where you're getting your automobile and what your credit score is, anywhere from 0% - 14%. Some dealerships offer 0% in place of a cash back during certain promotions To find out the current interest rate, just visit the lenders website. They usually show the average interest rate for that day. It is wise to compare interest rates and make sure you are getting a good deal. Of course a huge impact on the interest rate depends on your credit rating since. It affects the rate of interest on any loan. When you have a higher credit score, the lower the interest rate, and vice versa.
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